Man insurance is such a scam. They’ll only actually offer hypothetical coverage if they know you won’t need it 😅

Actually need it? “Well, we have to make a profit! Why would we pay for that thing you’re paying us to cover?”

An insurance company takes the data it has about whatever someone wants to insure, uses its actuarial system to find out what its risk value is, and then charges you slightly more than that value over time.

You will probably never need the service, but if you do, they’ll help you out. Because they’re charging more than the actual risk value, over time and over a large enough subset of clients, they’ll make some profit, even while paying to replace or fix people’s houses. Which is fine, they are providing a service and there’s absolutely nothing wrong with profiting from providing a service. You win, they win, everyone benefits.

In return, you get the peace of mind of knowing that if the worst happens, you’ll be at least somewhat better off and able to afford to rebuild.

If the risk of event X gets too high in an area, and the company isn’t allowed to say, “You’re covered for everything but X,” the company would either need to charge enough to cover essentially the value of the house on such a short timeframe as to be untenable, or stop providing coverage. They don’t have infinite money, so if they‘re forced to provide coverage at a lower rate than the risk level, and something like a massive hurricane or flood or fire happens, they go bankrupt. Now no one gets their house rebuilt.

Just because a company only operates where they make a profit doesn’t make them a scam. They aren’t a charity or a public service.

There are plenty of people affected by this fire who are not super rich. Something like 1 in 34 Americans lives in LA County, IIRC, and most of them aren’t super rich. Yes the Palisades area is pretty affluent, but not all of the surrounding areas are. What’s more, the effort to STOP the fire protects everyone.

Besides, most of who we think of as rich in LA is nowhere near the level of the ultra-wealthy whose wealth we should be redistributing. The 400 richest Americans have over $5 trillion in wealth. A-list actors and directors and movie producers are a drop in the bucket in comparison.

The numbers in this are now out of date because it’s from 2021, but it’s still worth looking at.

The MCAS wasn’t an issue of cheaping out, it was an evolution of a less-dangerous system that fell through the cracks and highlighted shortcomings with the FAA’s self-approval system. It’s a long story, but the short version is because the type of system it was wasn’t considered critical it was approved for being fed by only one source of data. And in its earlier iterations for military use it was far less powerful in terms of how much stabilizer trim it could apply. As it evolved it became much more potent, and also reset every time the pilots used their trim switches, leading to disaster. Mentour Pilot has done some really good videos about it, especially his analyses of the Lion Air crash and the Ethiopian Airlines crash.

Now it receives data from multiple sources and won’t activate if they disagree profoundly. It also can only ever activate once per flight now, which means even in the event of erroneous activation the pilots can easily trim it out.

Magnificent. Top tier joke. 😂

I’ve got this bad boy. Has a nice big battery in it, can last a few nights without being charged.

It’s not a fan, but the white noise is really good and it has lots of sound options. Highly recommended.

My three monitor set up is two landscape monitors on the sides of one glorious portrait monitor for my code.

Which podcast?

Exactly what I was thinking of. 🤣

I can confirm it will not. All it will do is leak a bit and then you spend years trying to figure out which specific spice has a bit of food coloring on the bottom because every now and then you find a green circle on the counter.

Money on Zuck been making his own version of TikTok on Facebook.

That’s just Reels, already on Facebook and Instagram.

The 737MAX is a perfectly safe plane. MCAS has been neutered, can only activate if there is not a significant discrepancy between AOA sensors, can now only engage once per flight, and is also limited in the trim adjustment it’s capable of making on that one activation.

The door plug issue was horrific, but that has also been rectified through additional checks during installation, just like any other similar issue that has cropped up over decades of flight.

Is it absurd that Boeing included systems that were unsafe on a modern airliner, and could crash a plane due to a single failure point? Absolutely. Fuck Boeing. I’ll take Airbus any day.

But there’s no reason to be afraid of flying in a 737MAX. It’s essentially just the 737NG with bigger engines, a nicer cockpit, and a few other upgrades, much like the A320neo vs the A320ceo.

Here’s the thing. You said a “chimpanzee is a monkey.”

Is it in the same infraorder? Yes. No one’s arguing that.

As someone who is a scientist who studies monkeys, I am telling you, specifically, in science, no one calls chimpanzees monkeys. If you want to be “specific” like you said, then you shouldn’t either. They’re not the same thing.

If you’re saying “monkey infraorder” you’re referring to the taxonomic grouping of Simiiformes, which includes things from lemurs to librarians to humans.

So your reasoning for calling a chimpanzee a monkey is because random people “call the monkey-shaped ones monkeys?” Let’s get raccoons and koalas in there, then, too.

Also, calling someone a jackdaw or a crow? It’s not one or the other, that’s not how taxonomy works. They’re both. A chimpanzee is a chimpanzee and a member of the monkey infraorder. But that’s not what you said. You said a chimpanzee is a monkey, which is not true unless you’re okay with calling all members of the monkey infraorder monkeys, which means you’d call librarians, humans, and other apes monkeys, too. Which you said you don’t.

It’s okay to just admit you’re wrong, you know?

Further proof that Ohio is terrible. Come to Michigan, we have inexpensive weed and beautiful lakes.

They don’t let just anybody open a restaurant in the Louvre.

Well of course not. It’s a feature of the Castellano accent in Spain.

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From there it just talks about a lot of things we could do with a fraction of the wealth of the wealthiest 400 Americans. Things like ending homelessness in America, ending malaria worldwide, and many others. By mildly inconveniencing 400 people, who would still all be absurdly wealthy billionaires even if 60% of their wealth were taken, we could dramatically improve the world.

Give me more video inputs

I recommend a receiver. Then you only need one video input on the TV (and as long as it has ARC or eARC, if you DO have additional inputs on the TV their sound can still come through the receiver).

Stop demonizing your neighbor. Demonize the 1%.

Even more than the 1%, the 0.0001%. An excellent resource to illustrate this point:

Wealth Shown to Scale

I feel like everyone should go through this at least once. It’s eye-opening. Even people who we generally think of as crazy rich, like the average hedge fund manager, are just a drop of water in a pond compared to the ultra-wealthy.