• @Lemmeenym
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    72 months ago

    We’re no where near $170 a year but $500 is very high. I haven’t had a ticket or accident in about 15 years, I think insurance companies can only go back 6 years, and I’m paying about $75 per month.

      • @Trainguyrom@reddthat.com
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        12 months ago

        For someone who’s over 25 with a clean driving record you can get good coverage for one vehicle for about $500/6 mo. My wife and I have no tickets and 1 accident (deer on a county highway on a blind curve, completely unavoidable, but totaled the car) and our rate hasn’t changed in the 3 years since we last made any adjustments

      • Apathy Tree
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        12 months ago

        I have full coverage with decently high coverage values (above minimum across the board, some substantially so)

        I pay 60/mth, but I have a flawless driving record (driving since 04, not so much as a ticket) and live in a rural low cost state so that may factor in.

      • @Lemmeenym
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        12 months ago

        Full coverage, I didn’t reduce coverage when I finished paying off the loan. The value of the car is getting low enough that I should probably go down to liability though.