That’s your problem. If you never buy it in the first place, you can’t stop buying it. You can’t save nothing from nothing!

Here, let me help you out:

1. Be rich
2. Squander your money on avocado toast and greater luxuries
3. Stop squandering your money on these things
4. Now you’re rich.

If you don’t do 2., how can you expect 3. to work?!