• flatpandisk
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    9 months ago

    Oh also the 2k is assuming an increase for 2024. 2022 my premium for the same crappy Bronze plan was around 950, then jumped up that much to 1400 in 2023 when one the insurance companies pulled out of our states healthcare market.

    For a silver plan, lower deductibles etc (3500), you can almost double the crappiest Bronze plan premiums. So 2,000 - 3,000 premiums wouldn’t be a surprise before subsidies. Also if you aren’t familiar with the subsidies those are calculated based an a certain income. So if you put down a range (55k/yr) and let’s say you got a raise at the end of the year ($62k) it may disqualify you and boom you owe an extra 7k during tax time. Happened to my dad.

    The best thing to happen was getting employer backed insurance but now our insurance is tied to our employer, yay for employer latitude.