• Stumblinbear@pawb.social
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    1 year ago

    Not having a credit card is giving up free money in cash back and rewards. Just be disciplined and it’s a net positive in every way, including security

      • Stumblinbear@pawb.social
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        1 year ago

        I literally can withdrawal it. I can convert my points to cash at a 1:1 ratio, or redeem it for a flight and get 15% off the flight. Pretty tangible to me.

      • dangblingus@lemmy.world
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        1 year ago

        You can withdraw it. It’s called a cash advance. It’s cash that immediately accrues interest on your credit card balance.