I’ve been using Revolut until now but the fees are adding up if I’m going outside of Europe. So my main criteria really [and reasons for switching] is I need to be able to withdraw more cash and exchange more in the future.
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The Revolut premium plans may be worth if. They lower the fees and have higher withdrawal limits.
I have been very happy with Wise, fees are not that bad IMO
I use multiple cards as a way to get around international ATM withdrawal limits. Never rely on one imo
Currensea worked perfectly for me in Europe and India so far.