Hello all, I’m a US citizen living in Asia; and I haven’t returned to the US since I left more than two decades ago.

I’d like to open a US Bank account while living abroad that I can access online for basic personal finance and possible business ventures in the future. Ideally I would be able to connect a debit card and possibly get a US PayPal account, too.

What I have:

• Original US birth certificate

• US passport

• Social Security number

What I don’t have:

• A residential address in the US (or any close family whose address I can use)

• A phone number in the US

I’m really clueless about my options for doing this and would be grateful for any tips you can offer. Thanks.