Yeah, that seems fair in your case. I don’t completely agree with all your points (for example 9°F(-13°C) is still bike-able with the right kit (Oulu, Finland gets below -30°C, and a lot of people still bike) but snow can be a problem if there’s a lack of maintenance) but overall I agree and I think you’re already on the path to being car-lite, which is great if that’s all you can do.
Yeah, that seems fair in your case. I don’t completely agree with all your points (for example 9°F(-13°C) is still bike-able with the right kit (Oulu, Finland gets below -30°C, and a lot of people still bike) but snow can be a problem if there’s a lack of maintenance) but overall I agree and I think you’re already on the path to being car-lite, which is great if that’s all you can do.