We do, but most people are afraid to use them. We have Zelle, which is free. I think the issue is that Zelle isn’t protected. If you send the money to the wrong name/number there is no way to get that money back unless the recipient agrees to it. But there is no law or whatever to force that person to return the money if you are the one who made the mistake.
We do, but most people are afraid to use them. We have Zelle, which is free. I think the issue is that Zelle isn’t protected. If you send the money to the wrong name/number there is no way to get that money back unless the recipient agrees to it. But there is no law or whatever to force that person to return the money if you are the one who made the mistake.