The economic case against independence is infected by old thinking.
It has long been assumed, largely without challenge, that Wales is simply too small, too weak and too poor to make its own way in the world.
It follows from this attitude that we are doomed to eke out a living, subsisting and dependent on Westminster subsidies and being told what to do by the London establishment is an intrinsic part of the bargain.
The price of being a perceived subsidy baby is obedience.
Interesting ideas, although there is one major issue with the pensions:
That’s not how National Insurance works - we’re not paying into a pot we can draw from later, we’re paying for current pensions with the expectation that when we get to retirement, the younger people will be paying for ours.
So that would be an interesting negotiation point.