As I wrote to someone else my reasoning is this. It puts the responsibility into the hands of the car owner. Just replace the word car with gun and it all sounds reasonable. If I just lend my gun to a friend who I only know very little or I have never seen hold a gun in his hand that would be very bad. Or if a company leases big guns that are super dangerous. Even if he has a license for guns. And if he shot someone or broke the law in other ways with the gun I’d only expect the gun to be confiscated regardless of who owns it.