I’m trying to move away from Google and other big tech corporations as much as I can without sacrificing practicality but it seems like the only way to make contactless payments is with stock android on a Google approved device.
Is there any alternative out there that would allow me to make contactless payments without these conditions met? (For example, if I put grapheneos on my phone)
I don’t think so. These are heavily regulated and that’s why Google Pay/Apple Pay is still not available in all countries after so many years.
So unless your bank allows that, which I doubt they’ll, Google Pay is probably the only way to do contactless payment the traditional way.
Unless your country/city has a widely accepted third party payment system that doesn’t go through the bank, like a digital wallet that you’ll have to top up its credit, then maybe.
I’m incline to say that there’s no way. I order to have secure payments you have to secure each and every step of the process. Without a big corporation under those steps no one in his right mind will gamble with payments
Just use a wallet. How is this even a question?
Because I sometimes forget/don’t bring my wallet and use my phone as a backup just incase
How is this even a response? Oh, just do what you deem appropriate and nothing else? Get outta here with that nonsense.
Everything in the banking / point of sale space requires certification, thus there are few solutions that enter the space as it is a slow costly process that involves payment processors and banks.
- use the original cards
- Apple Pay
- Google Pay
- Samsung pay
- a few others
- various NFC cloning tools that will raise eyebrows at the checkout (flipper zero)
There is Samsung Pay, Garmin Pay, Fitbit Pay, but all are big cooperations too and I think some only work on wearables. Another alternative are payment rings with a card in them.
Get a physical bank card with contactless payment?
I have one, but sometimes I forget/don’t want to bring my wallet and it is a good failsafe
Personally I just put my bank card inside my phone cover. Maybe not as fancy as NFC payment, but does the job.
I would do that but I don’t get on with phone covers and cases
man, I wish. my bank’s app used to have its own built-in contactless payment option (and it would even appear in Android’s “default apps” section as a payment handler!) but then they moved to Google Pay “due to a popular demand” :/
To be fair Google pay is pretty good and reliable in my experience and I’ve seen some really clunky implementations of contactless payment in own-brand apps
What about using contactless on your card?
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I’ve got a contactless card, also I’m in the UK not America
The reason I want contactless from my phone is 1. A failsafe incase I forget my wallet and 2. More convenient
No wonder they love Google/apple pay so much over there
The only way I can think of is using some kind of contactless wearable or make one yourself by putting the chip from your card into something else
I live in Bahrain, a small island near Dubai, and we have out own app called BenefitPay that we use for contactless payments. The app can be used on degoogled devices without issues. Like people said, it’s a highly regulated industry and there are a lot of hoops to jump around to get banks/businesses to accept a new form of payment method unless it becomes regulated by the country you live in.
Some traditional banks offer contactless stickers, ketrings, bands, etc. Not ideal (limited quota), but google-free.
I have a Pixel with GrapheneOS. You cannot use tre phone’s NFC for tap to pay (even if you download all the Google apps), so I have found a workaround with Garmin Pay on my Garmin smartwatch.
Not completely open source or private, but there isn’t anythig in the US that’ll do.
Considering it’s a heavily regulated industry, I think what you’re asking for is impossible.
Unfortunately, this is not possible.
