You could replace the one percent with AI. At least with AI, the complete absence of humanity is easier to understand.
In any case, AI can hoard wealth more efficiently than the one percent, so they should be separated from their wealth for better efficiency of the hoarding. The one percent can then pull themselves up by the bootstraps, and embrace the grindset like the rest of us.
The end of third party apps was the end of being able to tolerate the reddit experience.