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Joined 9 months ago
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Cake day: September 28th, 2023

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  • I use Fedora Silverblue and I love that my system is exactly the default out of the box distro, with just a couple diffs that are tracked in rom-ostree.

    I’ve had frustrations in the past where I install packages to try something, then remove them and forever have something hanging around. Eventually one of those things inevitably breaks an upgrade or dependency resolve.

    Installing apps as flatpacks is fine. I don’t love the duplication of system files, but do love that the apps aren’t tied to my distro version.

    I also like that all updates happen silently in the background and I just reboot once a week or so. Never think about it.

    I feel like the Fedora Atomic distros are great for people who mostly just want a working system and not to tinker endlessly. You can tinker, but it isn’t the default and it’s basically impossible to get into a bad state permanently.


  • MrSpandextoPersonal Finance@lemmy.mlOn Retirement Savings
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    8 months ago

    This advice is kinda strange in my opinion .The easiest way for me to think of it is that 4% withdrawals are considered safe and you could do them forever. So take the income you want in retirement and multiply by 25. That’s what you’d ideally have saved. You probably need less considering you don’t live forever and you’ll likely collect social security or some other pension.


  • Make sure you compute exactly how much money you’ll earn from switching with how long you’ll likely stay put. If you’d stay put an entire year and only earn $20, is it worth it?

    Rather than chasing the absolute highest rate, I prefer to choose a bank that is regularly competitive. Ally bank, Betterment, and Wealthfront are all ones I’d consider. Alternatively, you can use a money market fund at a brokerage. Those react very fast to interest rate changes and are higher than any bank I know of right now, but have basically been 0% in the past while banks paid up to 1%.

    You should not be looking to make decent money off your HYSA - just take some sting out of inflation for short or medium term goals. To make money in the king term, you need to take more risk and invest.


  • Agreed - I’m much happier with my /files directory. Not to mention I have no interest in organizing my files by type (photos, documents, music). Instead I have directories like house, finances, podcasts, etc.

    I just wish programs wouldn’t take the XDG directories so seriously and default to those locations. I’d rather they always default to last saved directory.