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Joined 1 year ago
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Cake day: July 2nd, 2023

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  • The interest you earn is the bank paying you for borrowing your money. Conversely, the interest you pay for your home loan is you paying the bank for borrowing their* money. (*the bank’s money is actually all the bank’s client’s money)

    The interest the bank wants from you is almost always going to be much higher than the interest they give you for borrowing your money, as they want to make some money as well. Hence it’s almost always more worth it to minimise the amount of money you lose to the bank’s interest than you gain from your interest.

    Hypothetically if you had 400k in savings at 3% and had a 400k loan from the bank at 6%, it’s obvious that the interest you get from the bank will be less than the interest the bank is getting from you. But the trick here is that your 3% is less than that due to tax since it’s money gained, but the 6% is the same since it’s money owed. So it’s more effective to avoid being charged interest from a tax point of view as well.






  • Sunshine and moonlight are open source implementations of nvidia’s game streaming protocol they created for the nvidia shield. You can use it to remotely use your computer from your phone, not just for games. But of course the primary application is game streaming. As long as the game can run on the host (sunshine) computer, you can remotely play it on the client (moonlight) device. I’ve used it to just launch steam in big picture mode and then select what I want from steam.











  • Those deep holes in plastic parts are always the worst. If you have a dremel you have 2 options. Either cut away enough of the top plastic that you can get at the screw to dremel a slot into the top, and unscrew it with a flathead screwdriver. Alternatively you could try dremel just below the head of the screw to cut the screw in half.

    if you have a soldering iron you could also try heating the screw to melt the boss it’s screwed into. You might have to cut/melt away plastic to access the screw and then apply light rension while heating so that it opens once the screw is hot enough.



  • If you really don’t want to spend money, there’s always GNU Octave. Sure, it doesn’t have the thousands of matlab toolboxes, but if you’re running code from 40 years ago it shouldn’t need those anyway. I wrote a couple of scripts recently and then rewrote them slightly so that they would be compatible with octave.