All the traffic between your phone and your, let’s say, bank app is encrypted anyway. It doesn’t matter. Only would matter if you were going to HTTP not HTTPS websites.

How can you refund a flight with a credit card? You mean within 24 hours?

If you use a credit card to buy a flight to USA isn’t that spending money?

AA meetings

Watch the new docuseries on Netflix. I think it’s called Live to 100: Blue Zone or vice versa.