Somebody recently commented that Authy does not provide location data, but I have not verified that. Not sure if you need to use a proprietory authenticator, but my employer does not care.

I had some fillings done in Argentina, the initial consultation was $6-7. The follow up visit he did 5 fillings for around $30, perhaps a bit less.

My sister had a small fall while hiking in Argentina. She had x-rays and otherwise just a cleaning of her cut and bandaging. The public hospital looked like something from a terror movie, but I’m pretty sure she wasn’t charged a penny. The staff were pleasant enough.

I broke my jaw in Croatia, well someone broke it for me. This required 4 visits or so, one of which the doctor accidentally scheduled on a day he was off, which in his defense was around the holidays. English was widespread in the country, but suprisingly it was a struggle at the hospital. I did not need surgery, but had my mouth banded shut for a month. I think I was all in for a little over $750 USD. I was pretty pleased with the care overall, and as a yank, I thought it was bargain. I went to the best reviewed hospital I could find, which was probably private which is likely relevant here.

I’m back in Argentina now to have the fillings put back in. Initial consult was quoted at $7.

Just like Kevin Gates, I got two phones.

I now use Authy for my 2fa as it can supposedly be recovered from the cloud.

Backup all essential data on the cloud.

Some body commented don’t be poor. I usually dislike this sentiment on this sub, but they are totally right in this context. You really need to have some sort of emergency fund. You also need to be realistic about the prices you’ll pay when you don’t have the luxury of shopping things out/access to the first world. Your devices are going to break. Sometimes you get some warning, often you don’t.

I always leave at least one debit card in my apartment (as in not on my person). I specify debit card as somebody/I could send me a large amount of money that I could access where credit cards are more limited. As many have mentioned, travel days leave you exposed. Try to be vigilant and mitigate when you can.

Being organized on travel days is also helpful. My passport only leaves my front pocket for security, airline staff, and immigration. All of my cards and cash are never in the same place. Give yourself extra time for traveling. This will almost definitely mean getting less sleep at some point, even if you can afford optimal flights. Something something mistakes happen when you rush.