I just got a bill for a Wayfair credit card that was issued by Citi bank that I did not apply for. I never even shopped on that website.

I tried contacting both Citi bank and Wayfair, but since I don’t have the full account number, I couldn’t get past Citi’s automated phone menu.

Wayfair’s phone system was a fucking nightmare getting transferred to various departments, but eventually transferred me to a foreign call center where they insisted that they needed my social security number and birth date to file a report, but I’m not giving them that.

The best thing is that the scammer managed to get a higher credit limit than I was able to get on my own card.

  • intensely_humanEnglish
    3·
    3 months ago

    Why can’t a scammer who can get your credit report, also unlock your credit?

    • LifeOfChance@lemmy.worldEnglish
      6·
      3 months ago

      There is a randomly generated password you get when you freeze it. DONT LOSE IT!! Its a bitch to recover if you do. One of them gives you a list of like 25 different ones you can use (you just type one of the 25 from the list)

      • intensely_humanEnglish
        6·
        3 months ago

        Fascinating. After tens of thousands of years, the financial system discovers passwords.