See you’re absolutely right, but simultaneously, there’s no other system that allows your savings to potentially beat inflation, and at the same time, it’s impossible to completely stop inflation and deflating currency can actually have VERY BAD consequences for small markets not able to operate during spending strikes. Even a federally managed pensioner’s fund based on a Norway style sovereign wealth fund will inherently rely on this inherently corrupt system to preserve people’s hard work and savings against inflation long term, they’re just gonna be kinda smarter about it and able to be fired if they fuck it up or act too obviously corrupt.