Not on a theoretical level, but how would you practically have to pay costs, access specialist doctors?

  • TheGalacticVoid
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    1 year ago

    In the US with private insurance. I basically just go online, search for providers in my insurance’s network, and then check a different list of different procedures and their costs according to my insurance. Sometimes it’s $30 if I’m seeing my main doctor, $30 for a specialist, $40 for urgent care, $0 for a specific telehealth provider, 20% for an ER visit etc. The main thing I genuinely like about my plan is that the monthly out-of-pocket price cap for generic medications is pretty low. That being said, I know a few people who pay $0 for 90% of what they need with everything else being cheap