If landlords can’t pay back loans on office buildings, the lenders will suffer. Some banks are trying to avoid that fate.
Hard times are likely ahead for a lot of people. Mind your expenses and plan to save where possible just in case. Apologies for having a doomer outlook; I’m very cynical about capitalism, especially in the USA.
At the expense of your credit score tanking and never being able to recover.
Your credit will eventually recover, and you already have a house!
Oh no you get a lower score in a stupid game