For a long time, I’ve just put on DejaVu fonts and been done with it. Generally good enough Unicode coverage for me. But I know it’s been years since DejaVu’s been updated, and I wonder what’s very common today.
[As for the terminal, I’m guessing it’s usually still the standard fixed Unicode fonts?]
I see that as a positive feature - I like every character to be clearly distinct and it helps me to resume reading when my concentration is broken.